Insurance for Businesses, Big and Small

Protect your building, equipment, inventory, and other physical assets from fire, theft, storm damage, and more. Whether you own or lease your space, we'll make sure your property is covered.

• Building and structure coverage
• Business personal property
• Equipment and inventory
• Business interruption coverage

If a customer is injured on your property or you're held responsible for property damage, general liability coverage protects your business from costly claims and legal expenses.

• Bodily injury and property damage
• Legal defense costs
• Products and completed operations
• Personal and advertising injury

If your business uses vehicles — whether it's one work truck or a full fleet — commercial auto coverage protects your drivers and your business on the road.

• Liability for business vehicles
• Collision and comprehensive
• Hired and non-owned auto
• Fleet coverage options

A Business Owner's Policy bundles property and liability coverage into one affordable package — ideal for small to mid-size businesses looking for broad protection without the complexity.

• Property and liability in one policy
• Often more affordable than separate policies
• Customizable add-ons available
• Great for retail, offices, and service businesses

Required in Iowa for most employers, workers' comp covers medical expenses and lost wages if an employee is injured on the job — and protects your business from related lawsuits.

• Medical expense coverage
• Lost wage replacement
• Employer liability protection
• Iowa compliance support

Also known as errors and omissions (E&O) insurance, professional liability protects service-based businesses and professionals from claims of negligence, mistakes, or failure to deliver.

• Errors and omissions coverage
• Legal defense and settlements
• Covers past and current work
• Essential for consultants, agents, and advisors