Iowa family neighborhood

Personal coverage

Coverage Built for Your Family

From your home to your car to everything inside, we'll make sure you're protected — without the runaround.

One Agency. All Your Personal Coverage.

At Scott Insurance Services, we work with multiple carriers to find you the right coverage at the right price. Whether you're a first-time homeowner, a renter, or looking to bundle everything together, we'll walk you through your options and make sure nothing important gets left out.

We're local, we're licensed in Iowa, and when you have a question or a claim, you'll talk to a real person who knows your policy.

Iowa family home

Homeowners Insurance

Your home is likely your biggest investment. We'll make sure it's protected against fire, storm damage, theft, liability, and more — with coverage that actually fits your home and your budget.

  • Dwelling and structure coverage
  • Personal property protection
  • Liability coverage
  • Additional living expenses if displaced
Auto insurance coverage

Auto Insurance

Whether you drive a pickup, a sedan, or an SUV, we'll find you competitive auto coverage that meets your requirements and protects you on the road.

  • Liability and collision coverage
  • Comprehensive protection
  • Uninsured/underinsured motorist
  • Roadside assistance options
Renters insurance apartment

Renters Insurance

Your landlord's policy doesn't cover your belongings. Renters insurance is affordable, easy to set up, and protects everything you own inside your apartment or rental home.

  • Personal property coverage
  • Liability protection
  • Temporary housing if needed
  • Often less than $20/month
Umbrella insurance protection

Umbrella Insurance

When your home or auto policy limits aren't enough, an umbrella policy provides an extra layer of liability protection — at a surprisingly low cost.

  • Extends liability beyond standard policies
  • Covers legal defense costs
  • Protects your savings and assets
  • Affordable add-on coverage

Get a Free Personal Coverage Quote

Call us today or send a message and we'll get back to you fast.